Quick-Start BudgetQuick-Start Budget
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Quick-Start Budget
Your first budget! It’s also the simplest, so you can relax now.

It’s time to get your feet wet with budgeting.
This form is only one page, but it will show you how much money you need every month to cover
necessities. While your mortgage or rent is listed here, we won’t get into the details of your credit
card bills, student loans, car payments and any other debt yet. The Quick-Start Budget is just your
starting point.

step 1
Write down what you’re spending for the month
in each of the categories listed (A). If you don’t
know exactly, just make your best guess. We’re
keeping it simple for now.

Food

Housing

Reality Check

Transportation

Medical

A

Charity

Recreation

Personal

Savings

Insurance

Debt

Envelope

Clothing

Utilities

Envelope

UTILITIES

Budgeted

Electricity
Gas

step 2
Internet

Write the total for each category in the Total box
(B) and move on to the next category. See? Easy!

Cable

b

TOTAL

step 3
Add up all eight of your total boxes and