Irregular Income PlanningIrregular Income Planning
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Irregular Income Planning
If you have an irregular income, this form just became your best friend!

Some people’s paychecks all look the same, and some people’s don’t.
If you’re self-employed or in sales, you really understand this! But you’re not free from filling
out budgets. As a matter of fact, this form is vital for just that reason! It can be easy for debts and
expenses to overtake what you’re bringing in. Stay on top of your money here.

step 1
Fill in the Monthly Cash Flow Plan form based on
what you reasonably expect to bring home for
the month. If you aren’t sure, use last year’s lowest
income month as your starting point.

step 2
List anything that didn’t make it in your Monthly
Cash Flow Plan in the Items column (a). These
are the things that you couldn’t budget for but
need to be funded.


Hospital Bill - Snowball
Home Depot - Snowball
Extra Entertainment

step 3
Rewrite your expenses in priority order and
keep a running total. Setting good priorities is
crucial here. Fo