Monthly Budget Worksheet
To help you track your expenses and build a monthly budget, use the following worksheet for at least two or
three consecutive months. This will give you a sense of where you are spending your money and changes you
can make to improve your situation, if necessary.
Budget for the month of
• Complete all fields that apply.
• Fields with an * are not monthly bills but expenses likely to occur throughout the year. Budget and save a set amount
for each that might apply to you so you have the extra money to pay these bills.
• If you are having trouble paying your mortgage or other bills, reach out to a HUD-certified housing counselor at (888)
995-HOPE. Housing counselors can help you contact and work with your lender to get help with your mortgage, and
also provide free budget and credit advice.
Monthly pay (after taxes)
Alimony or child support
Total Monthly Income