Free bill pay checklist template 12Free bill pay checklist template 12Free bill pay checklist template 12
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INSERT
SECTION
DAILY EXPENDITURES
TRACKING SHEETS
EXPENSE WORKSHEET
INCOME WORKSHEET

UNDERSTANDING MONEY AND CREDIT REFERENCE GUIDE

17

Record Of Daily Expenditures
1

2

3

4

5

6

7

8

YEAR
9

10

11

12

13

14

15

16

1st Half Total

Fixed

Date

MONTH

Savings
Food at Home
Meals on Job
School Lunches
Dinner Out
Electricity
Gas/Heating
Water/Sewage/Garbage
Telephone
Clothing
Uniforms
Cleaning and Laundry
Home Cleaning Supplies
Gas/Oil/Lube
Bus Fares/Ride Share
Child Care

Variable

Grooming
Books/Newspaper/
Magazines
Movies/Sporting Events
Parties/Clubbing/
Beverages
Cigarettes/Tobacco/
Alcohol
Baby Sitter
Hobbies
Books, CDs, DVDs
Doctor & Hospital
Dentist
Medicine

Periodic Expenses
Total
DIRECTIONS

C Gather information about how your money was spent during the past month from your checkbook register, receipts, credit card bills,
online statements, and any other financial records you have. This will help you get the most accurate information.

C If you do not have complete