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LAST WILL AND TESTAMENT
I, ____________________________________________, being of full age and sound mind
and memory, do make, publish and declare this to be my Last Will and Testament, hereby
revoking and annulling any and all Last Will and Testaments or Codicils at any time heretofore
made by me.
ITEM I
I direct that all my just debts, secured and unsecured, be paid as soon as reasonable after
my death, provided, however, I direct that my Executor may cause any debt to be carried, renewed
and refinanced for its repayment as my Executor may deem advisable taking into consideration the
best interest of the beneficiaries hereunder.
ITEM II
All of the rest and residue of my property, real and personal, of every kind and description
and whosesoever situate, which I may own or have the right to dispose of at the time of my death, I
give, devise, and bequeath in equal shares to
________________________________________________. Should the preceding person(s) die
before me, then I give, devis