Free adjustment letter 19
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We recently received your request to cancel your life insurance
policy and refund your premiums. We are sorry that you feel
unable to continue paying on your policy.

As for canceling your policy, if you choose this option, we would
be willing to transfer your premiums to a new term policy.
Otherwise, you will forfeit your premiums. If you decide to
convert to term insurance, please complete the enclosed forms
and sign in the space provided. If, however, after considering
term insurance, you decide that you prefer to cancel your policy
altogether, please call 555-5555, and we will be happy to oblige

Thank you for your business. We look forward to serving you in
the future.