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October 16, 2014

Private Student Loan Inquiry
Sample Letter
You’re saying: “I may be eligible for a lower
monthly payment. What are my options?”
You may use the sample letter on the next page to ask your loan servicing company
for more information about how to lower your monthly payment.

How to use this sample letter:
1. Read the background below.
2. Fill in your information on the sample letter and edit it as needed to fit your
situation.
Delete any information that doesn’t apply to you, or isn’t information you’re
looking for. You may also wish to complete the attached worksheet to help
you determine how much you can afford to pay each month. You may choose
to send the letter by certified mail or another method by which you can
establish when the letter is received by the intended recipient. You may also
cut and paste the text below into the “Send a Message” or “Contact Us”
feature when you log into your account on the servicer’s website.
3.

Keep a copy for your records.

Backgrou