I Owe You (IOU) Template
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IOU Form
I, the undersigned

(Name of Debtor) hereby confirm and

acknowledge to

(Name of Creditor), hereinafter called Creditor, that I

am indebted to said Creditor in the amount of

) dollars as of the date set forth below. The amount includes any and all

legally permitted charges, such as accrued interest, up to the dated set forth below. I
acknowledge and agree that I incurred said Debt and I am solely responsible for repayment of it
to Creditor. I also agree and acknowledge that I have no defense should the Creditor use this
document in a court of laws as a confession of judgment on my part (where legally permissible).
I have promised and agreed to pay the entire amount by
pay a least $

(date), and I will

of the amount of said Debt on or before the

(date) of each month beginning

(date), until it is paid. I have agreed that

the entire amount of said Debt will be paid on or before
I signed this document on the

(date) in front of the Witness named